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JCPenney Credit Card Review

Adam Jusko of ( discusses whether or not the JCPenney credit card deserves a place in your wallet, including a look at card rewards, using the card at Sephora, more.

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#creditcards #jcpenney #storecreditcards


4 comments on “JCPenney Credit Card Review

  1. I would rather buy gift cards with Blue Cash Preferred / Amex Gold at grocery stores that offer fuel rewards. Years go I purchased JCPenney gift cards for 20% off at places like Cardpool, but after getting burned by ABC gift card, I got tired of the unreliable and vanishing balances.

  2. Chase Freedom has JCP and other dept. stores at 5% back this quarter. So much value in the Freedom card when department stores aren't the category too. $150 sign up bonus, Chase UR, not Synchrony. You can even get JCP gift cards from other stores in category if you are a big shopper there… Store cards are almost never worth it.

  3. so what ever you spend like 180 at the store when it comes time to pay on the card they don't do small payments monthly? its the full 180 that month? I've never even had a credit card so i'm not sure how it works..

  4. Hey Adam. I worked for JCPenneys for number of years. I could be remembering incorrectly but I recall the JCPenney MasterCard never actually being available for people to apply for. It was sort of a test Market upgrade for a select group of customers who already had the JCPenney card.

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